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Jose Ronaldo
Jose, 40 years old, is married with two children who are 17 and 9 years old. Both of them help with the household chores and also attend school. Jose has worked in the agriculture business for 12 years. In addition, he is a small merchant of grains, which he sells in Santo Domingo where he has his own customers. He is requesting his first loan so that he can plant corn, but he needs to buy herbicides to prepare the land so the harvest goes well and he can earn a good profit.
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Jose de 40 años de edad es casado,tiene 2 hijos, el mayor de 17 años y el menor de 9, ambos ayudan con los quehaceres de la casa y estudian, Jose se dedica a la agricultura desde hace 12 años, ademas es pequeño comerciante de granos, los que va a vender a Santo Domingo donde tiene su propia clientela. Solicita su primer credito con el objetivo de sembrar maiz, pero necesita comprar herbicidas para preparar la tierra y que la cosecha sea excelente y poder obtener buenas ganancias.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 58
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Jose Ronaldo to plant corn.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Jun 20, 2012
Aug 3, 2012
Currency Exchange Loss:
Apr 18, 2013