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Maria Abigail

Update on Maria Abigail

Maria Abigail is a 66 year old teacher and is single. She has worked for MINED for 20 years as an elementary school teacher in a rural school where the gives the gift of knowledge to the children of the community.

She is requesting her tenth loan with the objective to continue improving her house, building an annex that will provide more comfort and space. With the previous loan she was able to build a wall and repair the roof of her house, improving her family's living conditions a little. She hopes to be able to continue with the support of Kiva and Afodenic to be able to see her dream become reality, a nice and secure home for her family.
View original language description ↓
La profesora Maria Abigail de 66 años de edad es soltera, labora para el MINED desde hace mas 20 años como docente de primaria en una escuela rural donde imparte el pan de la enseñanza a niños de esa comunidad.

Esta solicitando su 10mo credito con el objetivo de continuar mejorando su casa construcyendo un anexo que le servira para tener mayor comodidad y espacio en su casa. Con el credito anterior logro hacer una pared y reparar el techo de su casa mejorando un poquito las condiciones de vida de su familia. Espera poder seguir contanto con el apoyo de kiva y afodenic para poder ver su sueño hecho realidad, una vivienda bonita y segura para su familia.

Previous Loan Details

Maria Abigail is single. She has worked for MINED for 20 years as an elementary school teacher in a school in Santo Domingo, Chontales. She is requesting her 9th loan so that she can improve her house by building a wall and replacing her roof which is in a bad state. She hopes to improve her... More from Maria Abigail's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Maria Abigail to repair walls.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 22, 2012
Aug 3, 2012
Currency Exchange Loss:
Feb 17, 2014