A loan of $6,325 helped a member to purchase sets of sheets.


La Luz Del Mañana Group's story

The name of this communal bank is La Luz Del Mañana. It comprises nineteen entreptreneurs who work as merchants, specifically selling clothing, selling food, vegetables, in markets, at a warehouse, a bakery, and offering other services. They all belong to the city of Chillán. Tusnelda is the president of the communal bank group. In the picture, she is the fourth person from right to left standing in the first row, wearing blue jeans and a light brown plaid jacket, and carrying a red purse. She has light brown hair and is wearing it up. She has been working as a merchant, particularly selling housewares, specifically sheets for the past five months. She says she works every day and generally sets up shop in the markets. She organizes her business schedule according to her availability. She usually purchases her merchandise in the city of Santiago, from low-cost distributors, which is consequently more convenient financially. Her goals for this loan are to keep the business going so that she can generate more income and have access to a better quality of life. Tusnelda lives alone, since her children are adults and have started their own families. As far as work, her dream is to be able to open an established business so that she can offer her customers better service. She is very happy and grateful for the opportunity that Fondo Esperanza has given her, because it has allowed her to invest in her businesss. She also feels very comfortable in the company of her fellow entrepreneurs at the communal bank group, since they all share different activities and interests, which have served as a moment of leisure. As far as the trainings she has attended, she has learned to better manage her business. Chillán is a town in the southern area of central Chile. The name means "chair of the sun" in mapudungun, the language of our indigenous people, the mapuches. Chillán is known as the "cradle of the country" and a "land of artists," because many prominent characters from the history of Chile were born here, such as the famous pianist Claudio Arrau, for example.

In this group: Tusnelda, Angelica, Patricia, Carmen, Sonia, Maritza, Paulina, Miriam, Luisa, Lorena, Maria, Fabiola, Marta, Elba, Roxana, Joel, Rosa, Silvia, Carmen
*not pictured

Translated from Spanish by Kiva volunteer Mariana Sanchis



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