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Maria Higinia

Update on Maria Higinia

María is requesting a new loan in order to purchase materials to make tortillas. This will allow her to obtain products such as firewood and corn at affordable prices, since she will purchase wholesale, and everything she needs to make her sales will be at hand.

With the previous loan she managed to improve her business' liquidity, because she made a good purchase and has been able to support herself with the profit during this time. She has reinvested in the business and her family is now in a more favorable situation.
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María, está solicitando un nuevo préstamo para realizar la compra de materiales para la producción de tortillas, obteniendo los productos como la leña y el maíz a un precio más cómodo, ya que realizara una compra por mayor, esto le permitirá tener a la mano lo necesario continuar realizando las ventas.

Con el préstamo anterior logró mejorar la disponibilidad en el negocio, ya que realizó una buena compra y de sus ganancias ha logrado mantenerse en este tiempo reinvirtiendo en el negocio, su familia cuenta con una condicion mas favorable.

Previous Loan Details

María lives with her husband and three children, ages 18, 27, and 28. She earns her living selling tortillas in the morning and tamales in the afternoon. She is currently seeking a loan to buy corn in bulk by the kilo. She can use the corn to make both tortillas and tamales. The loan will he... More from Maria Higinia's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 678
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Maria Higinia to purchase firewood and corn.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Jul 24, 2012
Currency Exchange Loss:
Feb 16, 2013
This photo was used before for a previous loan for Maria Higinia. It was first posted on Kiva on Feb, 2012. Learn More