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Luce is in her fifties, married and a mother of four with the oldest child being twenty nine and the youngest twenty four years old. “All my children turned out to be hard-workers. One of them is an artisan and I love his traditional crafts,” she says proudly. For the past eighteen years she has been selling milk and animals to local buyers and farmers. The business has proved to do well because the demand in the nearby villages is high. They all live in the northwest part of the country where winters are extremely cold and animals die if they don’t stay warm.

Luce is requesting a Kiva loan at this time to repair her stable, and for this she is seeking lenders’ understanding in this matter. She hopes to get support from them in order to repair the stable before winter starts and animals are at risk.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 31
    View loans »
    Albania Loans Fundraising
  • $3,022,250
    Funds lent in using Kiva
  • 112.6
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Luce to repair her animals' stable.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Jul 22, 2012
Currency Exchange Loss:
Aug 17, 2013