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Sim's Group
In this Group: Sim, Sinen
Originally from the Thmor Koul District of Battambang Province, Cambodia, Sim is age 53 and married. She is the mother of two daughters, both of whom are still her dependents and in school. To make a living, Sim has been working as a vegetable seller at the market in her local area for four years. She is able to earn about 20,000 KHR per day from the current business.

Sim’s Group consists of two members who have been with VisionFund for three loan cycles and have completely paid back the past loans. The past loans have helped her to make a better living. Now, Sim is leading her group to request a new loan with VisionFund. As the leader of the group, she is going to use her portion of the loan to buy more vegetables to sell and to pay for a rented market stall. She hopes to earn more income in order to expand her current business and to live in better conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,083.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sim's Group's $350 loan helped a member to buy more vegetables to sell and to pay for a rented market stall.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 21, 2012
Jul 22, 2012
Currency Exchange Loss:
Jul 17, 2013