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Phally's Group
In this Group: Phally, Yi, Net
Phally is 49 years old and a mother of 6 kids, five of whom are her dependents, as they are still at school. To endure the family's hardships, she has been growing paddy rice on one hectare of land and supplements the income by working for others for a fee. Currently, she can earn about 20,000 KHR per day from the current businesses that she has been with for 20 years. Her main challenge is the drought, which makes her crop yield fruitless.

Phally's group consists of three female members. She and one other member are the newly joined clients, while the remaining is a client in her second cycle. They are requesting a loan of 1,000,000 KHR each and Phally, the group leader, is going to use her portion to buy rice seeds and fertilizers for her rice field. She hopes to earn more income so that she can improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 107
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • 4,075.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phally's Group's $750 loan helped a member to buy rice seeds and fertilizers for her rice field.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Jun 22, 2012
Jul 21, 2012
Currency Exchange Loss:
Mar 15, 2013