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Zarragul is a woman who always searches for new ways to make money. She is very young but has had a very difficult life. She is a divorcee, and she is raising her 3 smart children alone. Zarragul has many friends, but they can’t help her improve her living conditions. Her parents are old, and they also can’t help her. She is going to create her own business that sells curtains for home use. She has enough business skills, and she will be the best business woman. She will use her profits to enter her children into good schools. She is asking for a loan to buy different kinds of curtains for her retail business. Her business will be situated in the local market. She awaits your help and support.

Additional Information

More information about this loan

This loan is part of IMON International's startup loan program called Sarchashma ("spring" in the local language). Sarchashma loans are tailored to women who have feasible business ideas but lack the funds to get started. In addition to credit, these women also receive special training from the National Association of Business Women of Tajikistan to develop business plans. They also have the opportunity to participate in IMON's "Woman Entrepreneur, Get Ahead" program, a three-day intensive training course. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Tajikistan

  • $2,700
    Average annual income
  • 197
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $3,150 helped Zarragul to buy different kinds of curtains for her retail business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 9, 2012
Jul 21, 2012
Currency Exchange Loss:
Feb 17, 2014