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Gilber is a young agricultural worker of 25 years of age, single, and lives with her parents in the Southern region of the country, located in Concepción de Pilas in the province of Puntarenas. The local economy is based on farming and agriculture, where there is planting of root vegetables, coffee, corn, beans, and small animal raising.

He is asking for a loan of eight hundred and fifty thousand Colones (¢850,000) to buy corn for seed, solid fertilizers, and fungicides to protect his plants during their development and avoid the appearance of mushrooms or fungus in his fields. He sells the harvested crops in an association in his locale and in this way he helps his parents, covers the costs of his studies, and makes headway in his other economic obligations. He wants to become a large scale producer and prosper and have a greater income for himself and his family and for this he needs to make his strongest effort toward his agricultural activities.

Gilber is a member of the community banking group Denla Danta S.A, one of the 150 community credit banking groups in Costa Rica.
View original language description ↓
Gilber es un joven agricultor de 25 años de edad , soltero, vive con sus padres en la zona sur del país, ubicada en Concepción de Pilas en la provincia de Puntarenas. La economía local está basada en actividades agropecuarias, donde destaca la siembra de tubérculos, café, maíz, frijoles y ganadería.
El está solicitando un préstamo de ochocientos cincuenta mil colones (¢850.000) para la compra de semilla de maíz, abono granular y fungicidas para proteger sus cultivos durante el desarrollo y evitar también que aparezcan hongos en sus plantaciones, El vende la cosecha en una asociación de la localidad y de esta manera ayuda a sus padres, cubre los gastos de sus estudios y hace frente a otras obligaciones económicas, desea llegar a ser un productor grande y prosperar y tener mayores ingresos y comodidades para él y su familia y para ello hace el mayor de sus esfuerzos en la actividad agrícola
Gilber es socio de la Empresa de Crédito Comunal denla Danta S.A, una de las 150 empresas de crédito comunal de Costa Rica.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,780,050
    Funds lent in using Kiva
  • 494.2
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,725 helped Gilber to buy grain fertilizer, herbicides, insecticides, and a day laborer to plant the corn.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 24, 2012
Jul 24, 2012
Currency Exchange Loss:
Dec 14, 2013