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José David
José’s a merchant. He’s single and 34-years-old. He lives in Masaya Department and has 14 years’ experience in his line of work. In time, though, he decided to open his own business so he strove hard to reach his dream. Now, he’s had his own business for five years: furniture-making. This has been of great help to him both economically and personally because he feels satisfied with the great accomplishment he’s attained and he states that when he has a family he’ll have the means of supporting them thanks to the great effort obtained. He is currently getting several orders. He came by the Ceprodel office to request a loan to buy the necessary materials to fill his customer orders in time.
View original language description ↓
Don José, es comerciante, soltero, tiene la edad de 34 años, reside en el departamento de Masaya, tiene de experiencia 14 años en el ramo, pero con el tiempo desidio emprender su propio negocio así que se esforso con realizar su sueño ahora el tiene 5 años de tener su propio negocio, es una mueblería el cual le ha servido de gran ayuda tanto económico como personal porque se siente satisfecho con el gran logro que ha tenido y que manifiesta que cuando tenga su familia tendrá como poder mantenerla gracias al esfuerzo obtenido, actualmente esta teniendo varios pedidos.
Se presenta a nuestra oficina Ceprodel para solicitar un financiamiento que le permita comprar los materiales necesario y cumplir en tiempo y forma con sus clientes.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped José David to buy furniture-making supplies.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Jul 24, 2012
Currency Exchange Loss:
Sep 17, 2013