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Marcos Angel
Marcos is a professional driver who has been offfering transportation service to customers for many years. His vehicle broken down and the cost of repair is very high so he decided to rent a vehicle to work as a taxi driver in a legal co-op. He works Monday through Friday from 6:00 a.m. to 6:00 p.m., covering routes throughout the entire city.

Marcos' greatest problem is the competition from pirate taxis who offer lower rates since they are not legally associated to the co-op. The work he does is tiresome since he is driving all day long and the hot sun does not help. But he is thankful that he has not had major problems with delinquency.

The loan he is requesting is to buy spare auto parts because he needs to work in other transportation areas on the weekends. His goal is to buy his own taxi and not have to rent one,.
View original language description ↓
Marcos es chofer profesional se dedico por muchos años a dar servicio de fletes para clientes, su carro se averió y la reparación tiene un costo muy alto por lo que decidió alquilar un vehículo para trabajar siendo taxista en una cooperativa legal. Trabaja de lunes a viernes desde las 6 de la mañana hasta las 6 de la tarde realizando recorridos por toda la ciudad. El mayor problema de Marcos es la competencia de taxis piratas ya que los costos por carreras son menores al no estar legalizados en una cooperativa. El trabajo que realiza es cansado ya que pasa manejando todo el día por lo que el sol no ayuda, también da gracias a Dios porque no a tenido mayores problemas por la delincuencia. El préstamo que está solicitando es para la compra de repuestos para su vehículo ya que necesita trabajar en los fletes los fines de semana. El sueño que tiene es comprar un taxi propio y así no pagaría alquiler.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD