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Maira Diana
Maira started her life as a retailer by selling clothes on credit, and activity she continues carrying out on top of running a grocery store. She has always enjoyed working, at first to be economically independent and to pay for her own expense, and now to help her husband. Her shop is open Mondays to Fridays; during the week-ends she opens it only in the morning, as she uses the afternoons to sell her clothes. She has 3 children, and she has been bringing them to the shop every week-end since they were very young, in order to teach them the value of money and how to make a living. When travelling to sell her clothes Maira brings along one of her daughters, who already knows the customers and could collect the due amounts if the case may be. The loan she is requesting will be used to buy rice, sugar, oil, canned food and clothes, in order to stock up her inventory to meet her customers’ needs and to improve her sales. The house she lives in is made of reed and it is in a bad shape, and Maira’s dream is to succeeded in building her own house in the future.
View original language description ↓
Maira tiene una tienda de venta de víveres, también mantiene la venta de ropa a crédito que fue con lo que inicio su vida comercial, siempre le ha gustado trabajar antes lo hacía por ser independiente y cubrir sus gastos ahora para ayudar a su esposo. La tienda la abre de lunes a viernes y los fines de semana solo en la mañana ya que la tarde la aprovechan para vender su ropa. Tiene 3 hijos y desde muy pequeños le está enseñando el valor del dinero y como se consigue haciéndolos conocer su importancia es por esto que ellos atienden los fines de semana. Los recorridos de venta de su ropa lo realizan junto a una hija ya que ella conoce a sus clientes y podría realizar la cobranza en el caso de requerirlo. El préstamo que solicita es para la compra de arroz, azúcar, aceite, enlatados, embutidos y ropa, así aumentara su mercadería cubriendo las necesidades de sus cliente y mejorar sus ventas. El sueño que tiene a futuro es empezar la construcción de su casa ya que es de caña y está en mal estado.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 30
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,375 helped Maira Diana to buy rice, sugar, oil, canned food and clothes.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 18, 2012
Aug 3, 2012
Currency Exchange Loss:
Jun 18, 2013