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San Jose De Viñaca Group
In this Group: Rosa, Dionisia, Ana Maria, Daria, Mariluz, Nery, Irene, Teodora, Natalia, Gomer, Juan, Brigida, Rafael, Teofilo, Antonio, Maria Teresa, Elvita, Graciela, Rosalia, Luz Maribel, Angelica Rosario, Teodora Julia
View original language description ↓

The San Jose D. Viñaca Communal Bank is a young bank that formed 6 months ago. It is in it’s second loan cycle with 22 associates. The associates of the Communal Bank are from the community of Viñaca which is located about 40 minutes from the city of AyaC.. It is in a small valley where the Chicco river flows. The people dedicate themselves for the most part to cultivating vegetables.

The associates run different businesses like selling groceries, raising animals, agriculture and selling vegetables.

The associates need different loan amounts such as 300 soles, 450 soles, 600 soles, 750 soles… making a total of 9150 soles of loans in the Communal Bank.

Their loans will be invested in paying laborers and buying seeds, fertilizer, insecticides, sugar, rice and noodles.

The dreams of the associates are that their businesses improve, to have more capital and to give their children a good education.

Translated from Spanish by B, Kiva Volunteer.

El Banco Comunal San Jose D. Viñaca es un banco joven que tiene 6 meses D. formación, inicia el segundo ciclo con 22 socias. Las socias del Banco Comunal son D. la comunidad D. Viñaca que esta ubicado a 40 minutos D. la ciudad D. AyaC., es un pequeño valle por donD. fluye el río Chacco, los pobladores en gran mayoría se dedican a la agricultura D. verduras.

Las socias realizan diferentes negocios como la venta D. abarrotes, crianza D. animales, la agricultura y la venta D. verduras.

Las socias necesitan diferentes montos D. préstamos como 300 soles, 450 soles, 600 soles, 750 soles, haciendo un total D. 9150 soles D. préstamos en el Banco Comunal.

Sus prestamos serán invertidos en la compra D. semillas, abonos, pago D. peón, insecticidas, azúcar, arroz, fideo.

Los sueños D. las socias son que sus negocios mejoren, tener más capital y que sus hijos tengan una buena educación.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,450,300
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of San Jose De Viñaca Group's $3,375 loan helped a member to pay laborers and buy seeds, fertilizer, insecticides, sugar, rice and noodles.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 9, 2008
Apr 24, 2008
Currency Exchange Loss:
Jan 20, 2009