A loan of $850 helped to buy blouses, pants, shoes, and supplies.


Paulina's story

Paulina, age 28, sells clothes and underwear. A friend sends her the items from the United States, and Paulina sells them on credit in order to recuperate her investment in payments that are agreed upon by her customers.

She has been in this business for four years, and her customers especially like wearing clothes from the United States. With this business she generates income that contributes to her personal well-being and that of her household. Her household is comprised of her husband and their two children, ages two and nine.

Paulina is from Ecuador, and she is married to a Colombian doctor. She also sells provisions to other customers located around her home. She sells things like powdered milk, cooking oil, and sugar. These things are sent to her from another municipality in the country that her husband is from.

Her goal is to have a large clothing store, and to finally finish building her house as a result of her and her husband’s work. Even though her business is small, it has good growth potential, and she has an unparalleled capacity for work. She inherited this from her mother, who is also a merchant in the neighboring country of Ecuador.

Her biggest challenge now is to have cash in order to buy in bulk and to get more discounts. That is why she has turned to a Kiva loan, her first loan with the Fundación Mario Santo Domingo. She will use the loan to buy blouses, pants, shoes, and supplies. With her Kiva loan she will increase her working capital and her volume of sales. That will make this a successful investment that will keep her active in the market.

Translated from Spanish by Kiva volunteer Ginny Kalish



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