Tres Caminos I Group
Pedro has always been a farmer. He grows potatoes, green beans, and kidney beans to sell. The area where he lives is suitable for the crops. He has been doing this for 35 years. He has a lot of experience and knowledge, which have allowed him the income he needs to support his family. He sells the production that he gets at the local market.
He is requesting a loan for 7,000 lempiras. He will use the loan to buy fertilizers, supplies, and potato and bean seeds to care for his crops. His goal is to continue working in order to continue improving his crops. This way he will improve his family’s living conditions.
He belongs to the Tres Caminos I communal bank. The group is comprised of 13 member who live in the same community and are also farmers. They appear in the photo from left to right: Belinda, Maria Julia, Maria Margarita, Felicita, Justino, José, Pedro, Maria Abelina, Juana, Palblo, and Maria Francisca. Two members do not appear in the photo.
Don Pedro se ha dedicado siempre a la agricultura, cultiva papa, habichuela y frijol para la venta. La zona donde el vive es apta para los cultivos, los 35 años que tiene dedicándose a esta actividad con una gran experiencia y conocimiento los cuales le han permitido los ingresos necesarios para mantener a su familia. La producción que saca la vende en el mercado municipal.
Esta solicitando un crédito de 7,000 lempiras con el cual comprara fertilizantes, insumos y semillas de papa y de habichuela para el cultivo y darle la asistencia al mismo.
Su meta es seguir trabajando para seguir mejorando sus cultivos y así mejorar las condiciones de vida de su familia.
El pertenece al Grupo Solidario que se llama Tres Caminos I, que esta formado por 13 integrantes que viven en la misma comunidad y se dedican también a al agricultura. En la foto se identifican de la manera siguiente: A la izquierda esta Doña Belinda, seguido Doña Maria Julia, Ma. Margarita, Felicita, Justino, José, Pedro, Maria Abelina, Juana, Pablo y a la derecha Doña Maria Francisca. Dos de ellos no aparecen en la foto.
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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