Joseph is a married man. He has a son who is 3 years old. He describes himself to be keen. He operates a motorcycle where he provides transportation services. He has been involved in this business for three years. His business is located within a busy town and his primary customers are local residents from the environs. He describes his biggest business challenge to be frequent harassment from the city council.
Joseph will use the Kes 20,000 loan to buy motorcycle spare parts. His business goal is to improve his business to taxi operation services within 5 years. He hopes that in the future, he will have bought his own car.