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Inga is 48 years old. She is married and lives in a small village in Mtskheta District with her family: her husband, Emzar, and their three children (14, 19 and 21 years old). The youngest child studies in the village school, the second is a student, and the oldest helps his parents in the family agricultural business. Inga and Emzar have two milking cows and produce cheese. They also own a plot of land where they grow green plants. They sell them to the local population for plantation of greenery in their yards. Inga and Emzar own a mini tractor as well. Emzar provides seasonal agricultural services to local farmers and gets service fees for his work.

Inga requested a loan to repair their second tractor. She will rent out the tractor to local farmers and will get additional income. With increased income, Inga and Emzar will be able to create better living conditions for their three children.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 45
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Inga to repair her tractor.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 9, 2012
Jul 20, 2012
Currency Exchange Loss:
Aug 17, 2013