Adjoa is 42 and has four children. She is unmarried. She sells maize and salted fish near Kwarhinkrom, which she has done for six years. Adjoa uses her income to feed and clothe her children, as well as to pay their school fees. She will use the loan to purchase more maize and salted fish. With the new profits, Adjoa plans to continue to expand her business and fund her children’s education.