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Ketevan is 59 years old. She lives in a small village in Mtskheta District with her family: her husband, Nugzar, and her 33-year-old son. Her son works on the constructions and gets service fees for his work. Ketevan and Nugzar earn their living in an agricultural business. They have a milking cow and produce cheese. They sell milk and cheese in their village. Ketevan also works as a nurse and earns a monthly salary.

Ketevan requested a loan for purchasing an additional milking cow. Thus, she wants to expand her agricultural business. With two milking cows, Ketevan will be able to increase her cheese production. This will positively influence the income of the family. With increased income, Ketevan and Nugzar will increase their agricultural business in order to make it more profitable. Thus, the family’s living conditions will improve. Ketevan and Nugzar hope for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Ketevan to purchase a milking cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Jul 23, 2012
Currency Exchange Loss:
Jun 17, 2013