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Smas, aged 49, is a hammock weaver who permanently lives in the Reussey Keo district with her husband and three single children, while the other two children are married and live separately. Smas got involved in the weaving business in order to help her husband earn some additional income for the family. She has been doing this for almost seven years and can earn approximately 2.00 USD per day. Smas’ husband is a vendor, selling kitchen supplies in various places around his district.

Smas would like to borrow some funds from Kiva lenders to purchase kitchen supplies to support her husband’s business. This will enable Smas’ husband to increase his business activities and income. She hopes that she is able to experience a better standard of living since she and her husband strive to work hard.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 112
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Smas to purchase kitchen supplies to support her husband’s retail business.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jul 5, 2012
Jul 20, 2012
Currency Exchange Loss:
Jun 26, 2013