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Rozina's Group
In this Group: Rozina, Rasoolan, Asmat, Anila, Samina
Rozina knows the art of artificial jewelry. Her home is located in a big jewelry market of the city which also helps her capture a wider audience for her business.
Her husband lives abroad and she lives with her mother and 3 children. Her 2 elder children are studying, while her youngest daughter in only 3 years old.
She has applied for a loan from KIVA partner Asasah for her jewelry-making business. With the loan investment she will buy jewelry-making items such as thread, beads, etc., in larger quantity and better quality. That will allow her to complete larger orders on time. She is very experienced and expectant that she will be able to make huge profits on this EID (holy day), which is coming soon.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Murabaha loan is structured as an interest free loan. Asasah purchases goods for its borrower and charges them a markup or fee. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 243
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Rozina's Group's $925 loan helped a member to buy jewelry-making items for jewelry business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 17, 2012
Jul 20, 2012
Currency Exchange Loss:
Aug 8, 2013