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Phorn's Group
In this Group: Phorn, Thoeurn
Phorn lives in a rural area of the Dambae district of Kompong Cham province, Cambodia. She is 40 years old and has four children, three daughters and one son, all of whom live at home and attend school. To earn a living, Phorn works as a rice farmer and supplements her income by planting cassava. She has been in these businesses for 25 years, and is able to earn about KHR 36,100 per day. She has taken out and repaid two loans from VisionFund, while the other member of this two-person loan group is requesting her first loan. They are hoping to improve their lives by borrowing 2,000,000 KHR and 1,000,000 KHR, respectively. As the group leader, Phorn will use a portion of this loan to buy fertilizer, rice seeds and insecticides to protect her her farmland. She hopes that the price of cassava will increase so that she can earn enough money to improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • 4,075.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Phorn's Group's $750 loan helped a member to buy fertilizer, rice seeds and pesticides to protect her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 19, 2012
Jul 20, 2012
Currency Exchange Loss:
Jul 17, 2013