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Fermín, age 54, is single because he is a widower. He lives with his daughter in the Taulabe municipality in Comayagua.

Fermín is a farmer, and he produces coffee. He became independent two years ago, and he has his own plots where he grows coffee. He learned how to do this from his parents because it has been a family heritage.

He sells the wet parchment coffee to intermediaries who buy the entire production in the community. This way he avoids having to travel to other placer to make the sale.

He has currently requested a loan for 17,000 lempiras. He will use the loan to buy chemical and natural fertilizers to fertilize his crop. He hopes to obtain a good harvest and take advantage of the attractive price that coffee maintains in the national and international markets.
View original language description ↓
El señor Fermín tiene 54 años, es soltero por viudez, vive con una hija en el Municipio de Taulabe, Comayagua.
La actividad a que se dedica Don Fermín es la agricultura, específicamente a la siembra y producción de café. Hace 2 años se independizo y cuenta con sus propias parcelas de cultivo de café, los conocimientos lo obtuvo de sus padres ya que ha sido el patrimonio familiar. La comercialización del café la realiza en pergamino húmedo a personas intermediarias que le compran toda la producción en la comunidad, evitando con esto tener que desplazarse a otros lugares para realizar la venta.
Actualmente ha solicitado un préstamo de 17,000 Lempiras para invertir en la compra de fertilizantes y abonar dicho cultivo. El espera obtener una buena cosecha y aprovechar el atractivo precio que mantiene el café en el mercado nacional e internacional.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 53
    View loans »
    Honduras Loans Fundraising
  • $9,879,400
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Fermin to buy fertilizers for maintenance of his coffee farm.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Jul 23, 2012
Currency Exchange Loss:
Jan 19, 2013