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Franci is a 24-year-old young woman. She lives with her partner and small son in a community called Osa, located in Cañal Blancal, in Puntarenas province.

This community stands out for being a rural area that is much visited because of its beautiful beaches and the great variety of wildlife. The main activities are tourism and farming.

Franci works as a domestic, and with her income supports her partner with their numerous household expenses. Currently they rent a house, because they have not been able to finish building their house. For that, she needs a loan of 400,000 colones, with which she would be able to finish building, and that way save the rent money, which they would use for something else.

She is a member of Empresa de Crédito Comunal de Caña Blancal, one of the 110 member organizations of EDESA in Costa Rica. She also emphasizes that thanks to these types of organizations and the way they faciliate loans, she can achieve her greater goals.
View original language description ↓
Franci es una joven de 24 años de edad, ella vive con su pareja y su hijo pequeño, en una comunidad llamada Osa, localizada en Caña Blancal esto en la provincia de Puntarenas. Está comunidad se destaca por ser una zona rural muy visitada por sus hermosas playas y la gran variedad de vida silvestre, las principales actividades económicas son las turísticas y agropecuarias.

Franci trabaja como servidora doméstica y con su ingreso económico apoya a su pareja con los múltiples gastos del hogar, actualmente rentan una vivienda, porque no han podido terminar de construir su casa y par a ello necesita un crédito de cuatrocientos mil colones (¢400.000) con el cual podría terminar de construir y de esta manera se ahorra el dinero de la renta que emplearían en otra cosa.

Ella es socia de la Empresa de Crédito Comunal de Caña Blancal, una de las 110 organizaciones socias de EDESA en Costa Rica. También destaca que gracias a este tipo de organizaciones y medios facilitadores de crédito puede alcanzar mayores metas.

Additional Information

More information about this loan

As a small and relatively young MFI located in Costa Rica, EDESA has difficulty attracting other sources of capital. Many other microfinance funders do not work in Costa Rica, because overall the country is too rich. However, organizations such as EDESA work with extremely marginalized populations in Costa Rica that really need the access to capital that EDESA provides. By funding EDESA, Kiva lenders are allowing the organization to grow and reach more people than they otherwise would be able to reach.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Costa Rica

  • $12,900
    Average annual income
  • 0
    View loans »
    Costa Rica Loans Fundraising
  • $4,780,050
    Funds lent in using Kiva
  • 498.6
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Franci to buy building materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 23, 2012
Currency Exchange Loss:
Sep 4, 2014