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Julia Daysi
View original language description ↓
Julia is a single 56 year-old mother of four children, three of whom still live with her. She is known throughout the city for her integrity, responsible nature and desire to improve her situation. With much effort she was able to graduate as a lawyer. Currently, she works for the Maria Elena Cuadra Movement providing training and consulting services to groups of women seeking assistance. She is a hard-working woman who fights to help her children succeed; one is a professional, and 2 are students at the university.

She seeks a loan to provide security for her home by installing bars on all the doors and windows. She also wishes to add a wall behind the house and purchase cement for a hall floor. She hopes to achieve the dream of having a decent home for her and her children.

Translated from Spanish by Mary Lynn, Kiva Volunteer.

Doña Julia de 56 años de edad, soltera, madre de 4 hijos, de los cuales 3 estan con ella, es conocida en la ciudad por su honradez, responsabilidad y deseos de superacion, pues con esfuerzo propio se graduó de abogada. En la actualidad trabaja para el Movimieno Maria Elena Cuadra, brindando servicios de capacitacion y asesoria a grupos de mujeres que lo demandan, es una mujer trabajadora y luchadora por la superacion de sus hijos, de los cuales 1 es profesional y 2 estudiantes universitarios.

Solicita su credito para darle seguridad a su vivienda, poniendo verjas atodas las puertas y ventanas, ademas desea levantar un muro en la parte trasera de su vivienda y comprar cemento para el piso de un corredor del fondo; espera poder lograr cumplir el sueño de tener una vivienda digna para ella y sus hijos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 33
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Julia Daysi add bars to her house doors and windows (for security) and purchase cement for a floor.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 3, 2008
Apr 15, 2008
Currency Exchange Loss:
Dec 15, 2009