A loan of $1,600 helped to buy a toaster, a blender, a small refrigerator, and merchandise.

Cristina Elizabeth's story

Cristina, 23 years old, lives on Trinitaria Island, a southern urban area of Guayaquil. The house she lives in is made of cement and has all the basic services such as water, light, a sewer system, and a paved road.

She works in customer service in the school's cafe, which is owned by her mother. Cristina started when the cafe was given to her to manage within the institution. Since she wanted to move forward, she went to college and earned a teaching degree so she could teach classes. Now she is an instructor and small businesswoman at the school. She works there from 7 in the morning until 3 in the afternoon. The products she sells at the cafe are jello for $.25, cookies for $.30, and potato chips for $.35. She works there alone because the school only has 180 students, so it is not beneficial to have an assistant because it would affect her profits at such a small cafe. The loan she is requesting will be used to buy a toaster, a blender, a small refrigerator, and merchandise so she can sell a variety of products. In the future, she is going to invest in a place where she will sell beauty products, since she also works in selling these products.

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Translated from Spanish by Kiva volunteer Amy Polenske

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