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Heidy De Jesus
View original language description ↓
Heidy, 35 years old, is seeking a loan to invest in the construction of a bathroom to improve the living conditions in her home and to have more personal privacy. She is a hard-working person who, despite her low salary at the agricultural school, was able to become an expert in accounting and works there as an assistant. When she married Julio Martin Campos, they didn’t even have a roof over their heads. Regardless, over time, they have been able to build a house with stone walls, a zinc roof and a brick floor.

She wants to provide for all of her family’s basic needs, which is why she will continue to labor to complete construction of their home. Items that still need to be built include a wall and porch, as these would provide her husband a safe place to realize his work as a carpenter. He currently conducts this endeavor inside of the house, which is causing respiratory problems for the family.

Translated from Spanish by Mary Lynn, Kiva Volunteer.

Heidy de 35 años, está solicitando un credito para invertirlo en la construccion de un baño y de esta forma mejorar las condiciones de su vivienda y asi tener mayor privacidad y condiciones personales. Es una persona esforzada pues con su bajo salario en el Liceo Agricola logró formarse como técnica en contabilidad donde actualmente labora como Auxiliar, cuando se casó con el Sr. Julio Martin Campos no tenian un techo donde vivir y a través del tiempo han logrado construir su vivienda, con paredes de piedra cantera, techo de zinc y piso de ladrillo.

Desea poder darle todas las necesidades básicas a su familia, es por eso que seguirá trabajando duro para terminar de construir totalmente su casa, lo siguiente será construir una tapia y el porche, porque de esta forma su esposo tendria un lugar seguro para realizar el trabajo de carpinteria ya que lo realiza dentro de la vivienda y les causa problemas respiratorios a la familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 38
    View loans »
    Nicaragua Loans Fundraising
  • $26,391,875
    Funds lent in using Kiva
  • 19.3
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Heidy De Jesus construction of a bathroom in the home.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Apr 29, 2008
Apr 15, 2008
Currency Exchange Loss:
Jan 15, 2009