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Lai is 51 years old. She is married and resides with four children in Takeo Province, Cambodia. She has been a farmer since 1990, earning an income of about $2 per day. Her husband makes palm sugar, which he has done since 1990, earning a profit of around $4 per day. Two of Lai's children are working in a factory, earning around $6 per day. Each month, Lai has to spend $45 on food, $5 on utility expenses and around $35 on other expenses. She is requesting a loan of $700 to purchase a tailoring machine for her daughter. This loan will help her family increase their income. In the future, she hopes she can open a store for her daughter and build a new big house.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Lai purchase a tailoring machine for her daughter.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Aug 3, 2012
Currency Exchange Loss:
Jun 17, 2013