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Thy is 45 years old, is married and lives with her five children in Takeo Province, Cambodia. She has been a farmer since 1990, earning income of approximately USD 2 per day. Three of her children are singers and workers in a factory, earning profit of approximately USD 10 per day. Each month, Thy has to spend about USD 50 on food, USD 5 on utility expenses and USD 35 on other expenses.

Thy is requesting a loan of USD 500 to purchase wood and cement to build a kitchen. This loan will help her to have a new kitchen providing good conditions for when they are cooking. In the future, she hopes she can build a toilet for everyday use.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Thy to purchase wood and cement to build a kitchen.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Aug 3, 2012
Currency Exchange Loss:
Jun 17, 2013