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Bernadus, 38, is married to Teny, 36. They have 3 children, ages between 16 and 10 years old. All of the children are attending school. To make money for his family, Bernadus is working as a laborer at a local harbor. The small income that he gets from being a laborer led him to initiate a new business- to supply petrol and kerosene for the boats. Once a week, Bernadus buys 200 liters of fuel and resells it to the fishermen as they’ll need it for their boats' fuel.

Even though Bernadus has 2 sources of income, he is struggling in meeting his family needs. Recently, Bernadus needed money for his children's schooling fees and also for his business. He would like to purchase more fuel to be resold. Therefore, he is requesting a loan of 4,000,000 IDR. The loan would enable Bernadus to fulfill the educational fees of his children as well as to buy more petrol to be sold.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 66
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,445.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Bernadus to purchase more fuel and to fulfill the educational needs of his children.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Jul 18, 2012
Currency Exchange Loss:
Dec 17, 2013