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Andrea Solange
Andrea lives in the southern zone, known as Isla Trinitaria. She sells cosmetics and clothes and started because she liked make-up and bought lots of cosmetics so she decided to be a provider instead of a consumer.

She has been running this business for several years and it is going very well, her main customers are relatives, neighbours and her university colleagues. She works Monday - Sunday and does not keep a specific timetable as her husband is a salesperson and understands the trade.

Amongst her products, she sells blouses, which she buys for $15 and sells for $27, underwear from recognised brands, which she buys at $17 and sells at $25 and cosmetics from catalogues.

She will use the loan to capitalise and buy merchandise. Her dream for the future is to buy her own home.
View original language description ↓
Andrea vive en el sector sur conocido como Isla Trinitaria donde tiene su domicilio. Ella se dedica a la venta de cosméticos y ropa, empezó por que le gustaba lo que es maquillaje y compraba muchos cosméticos así que decidió ser proveedora en vez de consumidora. Lleva varios años en el negocio y le va muy bien, sus mayores clientes son los familiares, vecinos y compañeros de universidad. El trabajo lo realiza sola de lunes a domingo sin horario ya que su esposo es comerciante y conoce la forma del trabajo. Entre sus productos vende blusas las cuales compra a $ 15.00 y vende a $ 27.00 interiores de marcas reconocidas de $17.00 a $25.00 y cosméticos por catálogos. El préstamo lo empleara para capitalizarse y comprar mercadería. Su sueño a futuro es poder comprar su casa propia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 40
    View loans »
    Ecuador Loans Fundraising
  • $26,538,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Andrea Solange to buy blouses and underwear.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 16, 2012
Jul 22, 2012
Currency Exchange Loss:
May 17, 2013