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Darwin Marcelo
Darwin lives in Picoaza, a community that is in the city of Portoviejo well known for being a coffee area. The business that he has is selling articles for the home. He began it many years ago through an uncle who helped him with sales by earning commissions. They had various areas where they offered the products. Currently, he is 36 years old and works independently only from 8 in the morning until 6 in the evening offering speakers, radios and headphones door to door. With the loan that he is requesting, he hopes to be able to buy more merchandise to keep in stock. Darwin's dream is to be able to finish his house and to have a stable business and therefore be able to offer his family a better quality of life.
View original language description ↓
Darwin vive en Picoaza comuna que queda en la ciudad de Portoviejo muy conocida por ser un sector cafetero. El negocio que tiene es la venta de artículos para el hogar, lo empezó hace varios años por un tío a quien le ayudaba con las ventas ganando comisiones, tenían varios sectores por donde ofertaban los productos. En la actualidad tiene 36 años y trabaja solo de manera independiente desde las 8 de la mañana hasta las 6 de la tarde ofertando parlantes, radios y audífonos de puerta a puerta. Con el crédito que está solicitando espera poder comprar más mercaderías para tener en stock. El sueño de Darwin es poder terminar su casa y tener un negocio estable y así poder ofrecerle a su familia una mejor condición de vida.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Darwin Marcelo to offer speakers, radios and headphones.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 16, 2012
Jul 22, 2012
Currency Exchange Loss:
May 17, 2013