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Maria Isabel
Maria lives in the town of Ticuantepe. She and her husband have undertaken a new goal of building their home. They both support each other with the household expenses. Maria's husband works as a driver with a private company and she works as a teacher in a private school. Their biggest difficulty is that they are not able to put together enough money in one go to buy the materials they need. With this loan they will be able to buy tiles, wooden doors, a toilet with all its accessories, sand and cement. They are very happy that Afodenic have placed their trust in them and they hope to continue receiving this support.
View original language description ↓
La señora Maria habita en el municipio de Ticuantepe, junto a su esposa han emprendido su nueva meta construir su casa entre los dos se apoyan con los gastos del hogar el labora como conductor en una empresa Privada ella como Docente en un colegio Privado pero su dificultad mas grande es que no pueden recaudar de una sola vez el dinero para comprar los materiales a necesitar, con este finaciamiento ellos podran comprar: Ceramica, Puertas de Madera, Indoro completo con todos sus accesorio, Arena y Cemento. ellos muy contentos por que Afodenic ha confiado en ella y esperan seguir contando con este apoyo.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 62
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Maria Isabel to buy tiles, doors, cement, sand and a toilet.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 22, 2012
Currency Exchange Loss:
May 17, 2013