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Ruta is 18 years old and married with no children. She has a small garden where she grows taro, taamu, and vegetables that she can sell in her community or at the market. She has been doing this for two years. Ruta needs a loan to buy chemicals, a rake, a knife, and other equipment for the plantation. She has been a member of SPBD since 2012. Ruta will use the profits from her sales to improve her business and to rebuild her house.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 24
    View loans »
    Samoa Loans Fundraising
  • $8,131,600
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Ruta to buy seeds, knife, rake, and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Jul 17, 2012
Currency Exchange Loss:
Aug 17, 2013