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Penilsila is a 64-year-old married woman with five children. She has a small plantation and grows taro, yam and bananas to earn a living. She has been doing this for 10 years.

Penisila has requested a loan to buy equipment like a rake, a knife, chemicals and other things.

She became a member of SPBD in 2012. With her profits, Penisila hopes to expand her business and keep her children in school.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 37
    View loans »
    Samoa Loans Fundraising
  • $8,168,975
    Funds lent in using Kiva
  • 2.3
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Penisila to buy more crops and purchase new equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Jul 17, 2012
Currency Exchange Loss:
Jun 17, 2013