A loan of $3,000 helped a member to purchase an over machine and an embroidery machine.


Anonymous Group's story

The group leader in this anonymous group is 25 years old. This young Iraqi woman is married and she is a mother of four children. With limited career options due to cultural restrictions and domestic constraints, she is one of the many Iraqi woman who are working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

She has four years experience with the little sewing/tailoring business which she would now like to improve to be able to better serve her customers and provide them with a better variety of services. She took a loan from Relief International - Microfinance Iraq to purchase an over machine and an embroidery machine.

Relief International - Microfinance Iraq offers "Group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of 3 to 5 clients and each client is evaluated on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Based on the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Anonymous, Anonymous, Anonymous



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