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Ulata is 39 years old and a widow with four children. She has a small garden where she grows taro, bananas, and yams so she can sell them in her community or at the market. She has been doing this for 10 years. Ulata needs a loan to buy chemicals, crops, fertilizer, and equipment.

She became a member of SPBD in 2012. Ulata will use the profits from her sales to improve her plantation.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 61
    View loans »
    Samoa Loans Fundraising
  • $8,168,975
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Ulata to buy more crops and purchase new working equipment.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 22, 2012
Jul 17, 2012
Currency Exchange Loss:
Jul 17, 2013