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Mekhman is 30 years old and married to Nargiza. He lives in a small village in the Gardabani District.

They run a small dairy farm with four milking cows. They milk cows twice a day and produce cheese, which they sell on the local open market. They also have calves that they grow and sell after several months for a good price. In addition to his agricultural activities, Mekhman is a construction worker. He works on construction sites from time to time and receives remuneration. The total average monthly income of the family is 700 Lari.

Mekhman requested a loan in order to purchase calves. He will purchase calves to feed and raise. In winter, grown calves can be sold for a good price. Mekhman plans to increase the income of the family. With the additional income, he will be able to reinvest in the family agricultural business, expand it and make it more profitable. This will lead to better living conditions for the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Mekhman to purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 4, 2012
Jul 16, 2012
Currency Exchange Loss:
Apr 17, 2013