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Tamara tries to succeed at everything because she is raising her small children by herself. Her husband is working in Russia, and apparently things with him are not going well because he does not send money to the family for living expenses. Tamara fattens up cattle and makes and sells dairy products. Besides this, she always has milk at home, which makes her children happy and full. She used her first loan to purchase one cow, which helped her to increase the livestock headcount. This is her primary source of income, and, thanks to this business, she significantly improved her life. She wants to use this loan to purchase livestock and continue developing her business. Tamara has been working with our organization for over two years. She used all of her loans as intended and hopes to work with us in the future.
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Тамара-старается успевать во всем, так как она одна воспитывает своих маленьких детей.Её муж находится в России на заработках и видимо его дела идут плохо, что он не присылает семье деньги на проживание.Тамара откармливает крупно-рогатый скот и производит кисло-молочные продукты и продает их.Кроме того у неё дома постоянно есть молоко, чему её дети очень рады и сыты.Первый кредит она использовала на покупку одной коровы и таким образом увеличила свое поголовье.Это ее основной доход и благодаря этим видом деятельности она намного улучшила свою жизнь.На полученный кредит она хочет купить скот и дальше развивать свой бизнес. Сотрудничает с нашей организацией более 2 года.Целенаправленно использовала все кредиты и надеется работать с нами в дальнейшем.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 263
    View loans »
    Tajikistan Loans Fundraising
  • $31,829,875
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Tamara to purchase livestock.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 23, 2012
Jul 20, 2012
Currency Exchange Loss:
Feb 15, 2013