A loan of $500 helped to buy clothing, shoes, perfumes and jewelry, etc.

Josefa's story

Josefa is a humble housewife who is 48 years old. She originates from the Atlantic Coast of Bluefields-Managua. She is married and the mother of 6 children who are older and live independently. Despite that she could not complete her schooling due to the economic situation that impeded her, she is a very hardworking woman involved in commerce.

She makes a living selling clothing and shoes, as well as tortillas. She has these businesses in her house. She began her work making tortillas for her family's consumption. Then, her neighbors in the community requested Josefa to sell them her tortillas. She decided to establish her business because she saw it as profitable. She used to generate daily earnings but now she makes a living not only selling tortillas but also clothing, in order to receive greater earnings for the house.

In her business she receives help from her daughters who help her to attend to the customers. Her husband has his own business; he is the owner of a bakery and contributes to the household expenses with other earnings.

Josefa is requesting the loan to buy clothing, shoes, perfumes and jewelry, etc. She states that this loan will be of help because she will be able to buy varied merchandise to invest her clothing business. This will increase her sales, generating greater earnings at the same time. She has future plans of making improvements to her house to have a better standard of living. Her next goal is is to be able to move her husband's bakery to the house to avoid the cost of paying rent for the space and be able to receive greater earnings for the family.

Translated from Spanish by Kiva volunteer Gina Cappuccitti

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