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Marte is married and has two children in their twenties, and all of them reside in a rocky village of the mountain region of northern Albania, an area consistently poorer than the rest of the country according to all definitions of poverty. Marte is extremely poor; despite her efforts to make a better life, she and her family are still struggling.

For the past ten years Marte has owned two milking cows. Like so many other farmers in this region who sell in the city, every morning Marte arises very early, pays for transportation and sells milk in the city’s streets to earn a profit of not more than $5.

She is now requesting a loan to repair her stable. Knowing that this is a Kiva loan, she wants to thank all lenders and ensure them that she will repay on time.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 29
    View loans »
    Albania Loans Fundraising
  • $3,047,675
    Funds lent in using Kiva
  • 112.3
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Marte to repair the stable.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 13, 2012
Jul 16, 2012
Currency Exchange Loss:
Aug 17, 2013