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Teresa Anitas
Teresa is 66 years old and lives in Libertad with her husband. In her home, she has a grocery store where she sells basic necessity products. She chose this business because no one will hire her at her age. In addition, working in this manner enables her to work peacefully and still earn an income. Her business is open every day from morning to night and she is able to provide uninterrupted service. Teresa’s husband makes wooden cargo containers for vehicles, so with her store she is able to help with the expenses. She has only one child who is a dependent since her other children are grown and independent.

Teresa will use this loan to buy rice, sugar, juices, colas, ice pops, and canned goods so that she can increase the sales volume in her store.

View original language description ↓
Teresa tiene 66 años viviendo en Libertad junto a su esposo, en su domicilio tiene una tienda de abarrotes en la cual vende productos de primera necesidad. Escogió este negocio porque a su edad no la contrataría y de esta manera está tranquila y ganan dinero. Su negocio lo abre todos los días desde la mañana hasta la noche, y como es en su casa la atención no se interrumpe. Su esposo se dedica a la elaboración de cojones de madera para carros y con su tienda se ayudan con sus gastos. Teresa solo tiene un hijo a su cargo porque los mayores son independientes. Con el crédito espera poder comprar arroz, azucar, jugos, colas, bolas, enlatados para aumentar el volumen de ventas en la tienda

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 61
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Teresa Anitas to buy rice, sugar, juices, colas, ice pops, and canned goods.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 13, 2012
Jul 22, 2012
Currency Exchange Loss:
Jun 18, 2013