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Chayleat's Group
In this Group: Chayleat, Phal, Eng
Chayleat is 41 years old and married. She lives in a rural villager in the Tbaung Khmum district of Kampong Cham province, Cambodia. She has two daughters who are dependent and in school.

To earn a living, Chayleat has been farming rice for sixteen years, earning about 16,500 KHR per day. Lacking a water supply for her farmland is her main challenge.

Chayleat is leading her group of three female members who are applying for the first micro loan from VisionFund for 1,000,000 KHR each. As the group leader, she is going to use her portion to buy fertilizer and for a fee to carry water into her rice field. She hopes to earn more income to improve her standard of living and keep her children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • 4,102.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chayleat's Group's $750 loan helped a member to buy fertilizer and spend for a fee to carry water into her rice field.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 15, 2012
Jul 15, 2012
Currency Exchange Loss:
Jul 17, 2013