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Lyiza is a 37 year-old woman, who is married and has one daughter. She has been selling various fabrics for sewing women's clothing at a market for over five years. She has been obtaining financing from our organization since 2010 and has never violated our terms and conditions. This is Lyiza's third loan. The summer fabric season has started, and her sales are going well. This is why she plans to use this loan to bring in a wide assortment of summer fabrics. Lyiza's husband is a municipal service worker. He supports Lyiza in many ways by helping her run the household and raise their daughter. Lyiza and her husband are grateful to our organization for the financial support.
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Луиза женщина в возрасте 37 лет, замужем, имеет 1 дочь. Торгует различными тканями для пошива женской одежды на рынке более 5 лет. Кредитуется в нашей организации с 2010 года и ни разу не нарушала условия кредитования. Этот кредит Луизы - 3 по счету. У неё начался летний сезон продаж тканей, и торговля идет хорошо. Поэтому она планирует на полученный кредит привезти широкий ассортимент летних тканей. Муж Луизы является работником государственной службы. Он всячески поддерживает Луизу, помогая вести хозяйство и воспитывать дочь. Луиза с мужем благодарны нашей организации за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Lyiza to buy seasonal summer fabrics.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 6, 2012
Jul 17, 2012
Currency Exchange Loss:
Jun 17, 2013