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Sak's Group
In this Group: Sak, Saroum, Chanthou, Saroum
Residing in the Ratanak Mondul district of Battambang province, Cambodia, Sak is a married mother of seven children, six (two daughters and four sons) of whom are still under her responsibility and are helping the family's business, which is rice farming and corn planting. She is able to earn about 30,000 Riel (KHR) per day from her current business that she has had for 12 years.

This is the second loan for Sak with Kiva's partner, VisionFund. She has used the first loan successfully which has helped her to maintain the current business and keep her children in school. She now leads a group consisting of four members; one member is also taking a second loan whilst the other two are newly joined clients.

She is seeking a loan and will use her portion as the group leader to buy fertilizers and pay the plowing fee. She hopes to earn more income so that she can buy a mini-tractor for her rice field as well as improve her family's living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 51
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,102.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sak's Group's $875 loan helped a member to buy fertilizers for her farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jul 15, 2012
Currency Exchange Loss:
Jun 17, 2013