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Ludmila is a very beautiful woman with a kind nature. She likes to work in the garden after her workday. She has worked in a factory for more than 26 years. She is one of the best workers. Her colleagues know her as kind, glorious and clever. She has two smart daughters. She is bringing them up alone because she is a widow. Her house is in bad condition and Ludmila has begun building a new house, but her salary is so small and she can’t continue building the new house. She is asking for a loan to buy building materials. She and her daughters are waiting for your support.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,040,900
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Ludmila to buy building materials.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Jul 15, 2012
Currency Exchange Loss:
Mar 17, 2014