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Nato is 45 years old. She lives in a small village of Senaki district with her family: her husband – Murad, her father-in-law and her 14-year-old nephew. Nato and Murad are busy with their agricultural business. They have milking cows, calves, pigs and horses. They produce dairy foods: cheese, curds and yogurt and sell them on the local open market. They also sell piglets. In addition, to cattle-breeding, Nato and Murad are busy with farming. They own 2 hectares of land, where maize is grown. Part of it is used for feeding the cattle and the rest is sold on the local open market.

Nato requested a loan to purchase fertilizers and to repair the tractor. Nato and Murad will repair the tractor and will cultivate the land. They will work hard on their plot. After cultivation, fertilization and properly done seasonal agricultural work, they hope to get a larger and better quality harvest. They hope to sell harvested product for a good price. As a result of the above-mentioned activities, they will get additional income. With increased income they will be able to repair the house because the existing one is old and uncomfortable. Thus, Nato and Murad will be able to improve living conditions of the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Nato to purchase fertilizers and repair her tractor.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 15, 2012
Currency Exchange Loss:
Aug 17, 2013