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San is 29 years old, married, and a loving mother of three young kids. She earns a livelihood by raising pigs and poultry in her yard while her husband is involved in a fishing business. San and her husband agreed to send all her children to school, however hard that means they have to work in their daily lives.

San has applied for a loan of KHR 2,000,000 to build a strong ladder up into her house because the old one is not safe for the family to use any longer. This will help San and her family have a comfortable living conditions. She is very thankful and is confident she will pay her loan back punctually as scheduled.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 72
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,105.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped San to build a strong ladder up into her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 14, 2012
Jul 15, 2012
Currency Exchange Loss:
Feb 22, 2013