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Update on Elvira

Elvira, 53 years of age, is looking to take a new loan with Edpyme and Kiva following the success of the previous one. Her punctuality and responsibility have earned her the right to access a new loan. Elvira lives with her husband and children in her own home. It has only electrical service and is located in the district of Cayaltí, in the province of Chiclayo in Northern Peru. This zone is characterized by its commercial, agricultural and livestock activities.

For several years, Elvira has dedicated herself to raising and selling sheep. Indeed, this was the focus of her previous loan. Her corral is located outside her house and is appropriate and ample. She gives her sheep balanced feed and natural grasses for optimal growth to commercialize them. Elvira has now requested a loan of 4,000 PEN (soles) from Edpyme Alternativa to buy more animals and their feed and a mototaxi, which she believes will help her transport merchandise and perhaps diversify her income. With the income she obtains, she will cover needed improvements to her house.

Previous Loan Details

Elvira, 52 years of age, lives with her husband and children in her own home. It has only electrical service, and is located in the district of Cayaltí, which belongs to the province of Chiclayo. This zone is characterized for its commercial, agriculture and livestock activities. For several... More from Elvira's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 50
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Elvira to buy more animals and their feed and a mototaxi, to transport merchandise and diversify her income.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 14, 2012
Currency Exchange Loss:
Aug 22, 2013