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Marcos Arturo
Marcos lives in Playas, a coastal town in Ecuador which is very well known for its cuisine and beautiful beaches. Marcos has lived his whole live here and his business is transporting goods. He is 38 years old, single, and doesn't have any children though he hopes to change this status in the future and find a nice woman who is interested in a hard-working man like himself. Some years ago, Marcos used to own a fishing boat but some of his friends were robbed and they lost their boat and produce. This kind of episode is what most worries those who work in this business. Thanks to God, there was not a sad ending and Marcos was able to return home. At that point he decided to buy a truck which he could use to transport the fishermen to the docks, towing their boats so that they can go fishing. His work starts at 7 o'clock in the morning and he works until 6 o'clock in the evening, from Monday to Saturday. Marcos will use his loan to buy four new tires for his truck as his current ones are worn and he doesn't want to have any accidents. Over time, he hopes to improve the service that he provides by replacing his truck or making some repairs to it.
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Marcos vive en la ciudad de Playas zona costera de Ecuador y muy apreciada por su gastronomía y hermosas playas. a vivido toda su vida aquí y se dedica al trasporte de carga. A sus 38 años se encuentra soltero y sin hijos pero espera a futuro cambiar ese estatus y encontrar una buena mujer interesada en un hombre trabajador como él. Hace varios años Marcos poseía una embarcación pesquera pero como algunos de sus compañeros sufrió un asalto por lo que perdió su embarcación y producto, ese episodio vivido es lo que más preocupa a quienes se dedican a este negocio. Gracia a Dios no tuvo un triste desenlace y pudo regresar a su casa, a partir de esto decidió comprar una camioneta con la que trasporta a los pescadores hasta el muelle llevando las embarcaciones para salir a la pesca. Su trabajo empieza desde las 7 de la mañana hasta las 6 de la tarde de lunes a sábados. Con el préstamo Marcos va a comprar las 4 llantas nuevas para su camioneta ya que están deterioradas y no desea sufrir ningún tipo de accidentes. Con el tiempo espera mejorar el servicio que brinda cambiando su camioneta o realizarle mejores arreglos.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $775 helped Marcos Arturo to buy tires.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2012
Jul 19, 2012
Currency Exchange Loss:
Jul 17, 2013